6+ day, 5+ hour ago   (531+ words) By CHRISTINE BENZ of Morningstar Many aspects of retirement planning are the subject of hot debate, even among experts. Here are three tricky decisions that confront people planning retirement today. It’s impossible to say at the outset of retirement what…...

1+ mon, 1+ week ago   (199+ words) The need to reform Social Security — to keep by far the most important government assistance program solvent — has long been obvious. Given the long stalemate on this issue, it’s easy to assume that this catastrophe will come to pass. Many…...

1+ mon, 2+ week ago   (464+ words) By Kathryn Anne Edwards See? I told you it was easy to fix. The harder policy conversation is about how to expand and strengthen the program. Social Security is far from perfect — and the self-employed illustrate why. One way to…...

2+ mon, 6+ day ago   (634+ words) For most of my career, if someone asked me what I did for a living, I would simply tell them that I was a mortgage professional. And technically, that’s true. I’ve spent more than twenty-four years helping people buy homes,…...

3+ mon, 1+ day ago   (259+ words) For many homeowners, age 62 is the birthday that makes them eligible for one of the most powerful retirement planning tools available today: an FHA-insured reverse mortgage, also known as a Home Equity Conversion Mortgage (HECM)....

3+ mon, 6+ day ago   (742+ words) Americans who might agree on little else share a common interest in preserving Social Security and Medicare. Nearly all of us are either enrolled in those universal programs or expect to be as we get older. Social Security is far…...

5+ mon, 2+ week ago   (711+ words) I recently came across some data that stopped me in my tracks. Homeowners insurance premiums are up about 28% after inflation, with the biggest increases happening in areas facing wildfire (like Colorado and California) and hurricane risk (like Florida). Now here’s…...

5+ mon, 3+ day ago   (830+ words) Most of us spend decades planning for retirement. We work hard, save in our 401(k)s and IRAs, and hope that when the time comes, we will have enough money to enjoy the years ahead. But today’s retirement landscape is changing…...

4+ mon, 3+ week ago   (245+ words) Americans are struggling to save any money at all, let alone enough for major bills like tuition, a home or retirement. A new government initiative has the right objective but the wrong solution. “Trump accounts,” created in last year’s reconciliation…...

5+ mon, 1+ week ago   (125+ words) It’s a decision we all need to make when investing in our retirement plan: Should we take the Roth or the traditional option? Juvenile dead after shooting at Longmont apartment complex Here are all of the Boulder venues hosting Sundance…...