6+ hour ago   (986+ words) When it comes to retirement plans, many couples aren’t on the same page. Just 43% of married couples agree on what retirement looks like for them. Unfortunately, this is a big problem, as close to half of all married Americans feel…...

16+ hour, 55+ min ago   (813+ words) About 4 in 10 Gen X households have no retirement savings, according to federal data. Gen X households with retirement accounts have a median balance of $100,000—well below many common benchmarks. Many Gen Xers can still close some of the gap by…...

17+ hour, 16+ min ago   (619+ words) The median income for households headed by someone 65 or older rose 3.1% in 2025, in line with working-age households. Older adults increasingly rely on income sources beyond Social Security, such as jobs and retirement accounts, to make ends meet. The poverty rate…...

21+ hour, 30+ min ago   (612+ words) It’s not easy defining “middle class” and “wealthy” in the United States because so many variables are involved, ranging from your income and location to how much money you have stowed away. For example, a SmartAsset analysis of 2024 Census Bureau…...

1+ day, 4+ hour ago   (346+ words) When someone says they’re retiring because they “hit their number,” my alarm bells go off because it’s often a signal that the retirement plan isn’t as holistic or risk-conscious as it should be. Here are my major objections. Too often,…...

1+ day, 3+ hour ago   (703+ words) It’s natural to want to know how your net worth stacks up against everyone else’s, but the answer to where you stand may be a bit more complicated than it seems. For example, you may see one number for the…...

1+ day, 3+ hour ago   (766+ words) If you’re in retirement or planning for it, you may want to reconsider your withdrawal rate. Bill Bengen, the financial adviser who got generations of retirement savers hooked on the 4% rule, has increased his recommendation for how much retirees can…...

1+ day, 4+ hour ago   (724+ words) If you’re worried about what your income will be in retirement, you’re not alone. A survey by Goldman Sachs found that nearly 60% of Americans are afraid they’ll outlive their savings, as costs of basic needs as a percentage of income…...

1+ day, 4+ hour ago   (771+ words) Medicare can provide an important safety net for older Americans, but it doesn’t mean healthcare becomes free once you turn 65. In a recent post on her website, personal finance expert Suze Orman warns that retirees could still face hundreds of…...