News
A New Rule Is Quietly Changing How 401(k)s Work for Part-Time Workers
2+ hour, 3+ min ago (904+ words) This could expand retirement plan access for millions. Historically, many part-time workers have not been eligible to contribute to employer-sponsored 401(k) retirement plans. That means that, in the past, many Americans have not had the opportunity to invest and save for…...
4 Steps Retirees Should Take With Their Social Security Benefits in May
2+ hour, 58+ min ago (1005+ words) If you rely on Social Security for income, here's a key checklist to follow. Many older Americans today rely on Social Security for a stress-free retirement. But a lot of seniors on Social Security are no doubt struggling as tariff-driven…...
Nearly Half of Retirees Left Work Earlier Than Planned - Here's How to Protect Yourself If That Happens
2+ hour, 43+ min ago (1068+ words) Unexpected early exits are common, and they could quickly disrupt even well-planned retirements. Many people picture retirement as something they'll decide on their own terms. They pick a target age, build a savings plan around it, and assume they'll keep…...
11 Signs You're Doing Better Than the Average American Over 65
2+ hour, 40+ min ago (943+ words) How does your situation stack up against other people over 65? The word "retirement" typically conjures up images of days spent golfing, traveling, and visiting grandchildren. However, the reality for many seniors is much different. Many Americans aged 65 and over are…...
We're Less Than 9 Months Away From These 5 Social Security Changes
3+ hour, 12+ min ago (1073+ words) Here are five shifts heading into 2027 that could reshape your monthly check. Social Security adjustments happen every January, but the changes arriving in 2027 carry a new sense of urgency. While the projected COLA may look familiar, it is being met…...
Experts Warn the Next Retirement Crisis May Already Be Starting - Here's What to Know
21+ hour, 15+ min ago (1106+ words) Warnings about a looming retirement crisis aren't new. They have been around for years, but they've been easy to ignore as belonging to the future. New data suggests the problem may already be here. A growing number of Americans are…...
Dave Ramsey Goes Against the Standard Social Security Advice, Could Claiming at 62 Be the Better Move?
21+ hour, 40+ min ago (1019+ words) Dave Ramsey's take on why claiming Social Security at 62 might make more sense than waiting. Most financial advisers urge retirees to delay taking Social Security for as long as possible, often until 70, to maximize monthly checks. But Dave Ramsey, the…...
12 Financial Moves That Matter More After 60 Than They Ever Did Before
22+ hour, 7+ min ago (1154+ words) The same money moves matter at every age, but after 60, the consequences compound faster and hit harder. Money rules change after you turn 60. The same basics apply: Budget, invest, and avoid debt. But that margin for error shrinks fast. What…...
7 Costly Social Security Mistakes Many Boomers Don't Realize They're Making
23+ hour, 32+ min ago (1125+ words) Simple Social Security missteps can quietly shrink your retirement checks. Many baby boomers spent decades paying into Social Security, so when they reach retirement, it may feel like something they should just be able to "turn on." But a few…...
5 Things To Check on Your Social Security Statement To Avoid Getting a Smaller Check
23+ hour, 15+ min ago (748+ words) Reviewing your Social Security statement is the key to protecting benefits and planning your financial future. Your Social Security statement is a critical tool for understanding and planning for your financial future. It contains essential details about your work history,…...