News
5 Treats to Splurge on with Your 2026 Tax Refund
1+ year, 5+ hour ago (723+ words) Want to use your tax refund to splurge on a little something nice this spring? Here are five treats to make the most out of that extra cash. According to the IRS, the average tax refund filers will receive this…...
An Easy Tool to Protect and Grow Your Cash If You're Retiring Next Year
1+ day, 10+ hour ago (549+ words) If you're looking for a less risky option as you approach retirement, learn how much a jumbo CD can earn you in a short time. As you approach retirement, you're likely to reallocate some of your funds to less-risky investments,…...
We're 68 with $6. 8 million. I give each of our adult kids $1 K a month, though they earn a good living. My husband wants me to stop. Should I?
1+ day, 11+ hour ago (377+ words) I just want to help our adult kids pay for daycare and camp for our grandchildren. Should I stop? Question: We're 68-year-old retirees with $6. 8 million. Our two adult kids never ask for money, but I give each of them $1, 000/month…...
Estate Planning Quiz: Are You Making These 10 Common Errors?
2+ day, 2+ hour ago (202+ words) Donna joined Kiplinger as a personal finance writer in 2023. She spent more than a decade as the contributing editor of J. K. Lasser's Your Income Tax Guide and edited state specific legal treatises at ALM Media. She has shared her expertise as…...
Where's the Financial Advice That's 'Just Right' for the Middle Wealthy?
2+ day, 15+ hour ago (1060+ words) Too rich for basic financial advice but not rich enough for private client services? What's the best way to plug the "middle wealthy" retirement planning gap? As retirement inches closer " when it's, say, five to 10 years away " it's likely you'll…...
The 5 Essential Trusts You Need for 2026 Estate Planning
11+ mon, 3+ week ago (827+ words) You can use these trusts to cement your legacy, organize your estate and limit your exposure to estate and gift taxes. Choosing the right trust can mean the difference between a legacy that's protected and a legacy that's vulnerable. Whether…...
5 Social Security Myths That Can Cost You
8+ mon, 3+ day ago (1159+ words) Before you collect Social Security benefits, make sure you don't believe any of these falsehoods. Nearly 70 million Americans rely on Social Security to supplement their retirement income. Still, when it comes to this important government benefit, it can get complicated....
Stop Sweating the Small Stuff When You Spend Your Retirement Money
4+ day, 9+ hour ago (656+ words) I have to confess that one of my small pleasures in retirement is treating myself to lunch while I'm out running errands or doing my afternoon activities. No table service, just a coffee shop or a fast casual place. I…...
We're 62 and plan to sell our $1. 2 million home to retire, but our daughter and grandkids live with us. My wife says we should stay. I'm ready to ask them to move.
1+ mon, 5+ day ago (929+ words) We've saved $1. 1 million, but we need to downsize in order to retire. We asked wealth planners for advice. Question: We're 62 with $1. 1 million saved. We'd planned to downsize from our $1. 2 million home and retire in a year with the proceeds, but…...
We're 75 with $3. 2 million. Our grandchild needs help paying for college, but it's not our fault she picked a school that's $90k a year!
4+ day, 15+ hour ago (907+ words) Our son is pressuring us to help our granddaughter avoid student loans. We understand, but don't want to risk our retirement security. What should we do? Question: We're 75-year-old retirees with $3. 2 million. Our son's pressuring us to help pay for…...