News
1 IRA Rule That Could Turn Into a Financial Mess
1+ day, 3+ hour ago (60+ words) Key Points While inherting an IRA isn't a bad thing, there are extra hoops a recipient must jump through. Without a solid tax strategy in place, an...
This Social Security Decision Could Make or Break Your Retirement Savings
1+ day, 44+ min ago (258+ words) Key Points Your Social Security filing age helps determine what monthly benefit you get. Larger checks don't just affect your monthly buying power. They...
3 Hidden Costs Retirees Often Forget and How to Prepare for Them
1+ day, 22+ hour ago (288+ words) Key Points Original Medicare has many gaps, and you may need additional insurance policies to fill them. Your home will continue to need maintenance and...
5 Easy Ways to Boost Your Social Security Benefits
1+ day, 22+ hour ago (30+ words) Key Points Most of us will maximize our total benefits if we delay claiming them until age 70. Trying to earn more can pay off, too. Aim to work for at...
Your First RMD Doesn't Have to Be a Tax Nightmare. Here's a Smarter Way to Take It.
3+ day, 12+ hour ago (109+ words) Key Points Required minimum distributions (RMDs) can create a tax headache. The timing of your first RMD could make your tax bill better or worse. It's...
Claiming Social Security in 2026? One Overlooked Factor Could Make or Break Your Checks.
3+ day, 13+ min ago (47+ words) Key Points You can claim Social Security as long as you're 62 or older. If you don't wait until full retirement age, you face permanently reduced...
I'm Retiring. Can I Get My Social Security Spousal Benefits?
3+ day, 11+ hour ago (42+ words) Key Points Social Security spousal benefits may be available on your spouse's work record. You can claim your spousal benefits if your husband or wife has...
Retiring Early? Here's How to Turn Low-Income Years Into a Roth Conversion Goldmine.
3+ day, 21+ hour ago (87+ words) Key Points Roth conversions could save you money on taxes in the long run. They could also give you more control over your savings. An extended period of...
The Biggest Social Security Assumption That Could Backfire in Retirement
4+ day, 44+ min ago (126+ words) Key Points Retiring on Social Security alone is a move you might sorely regret. Even if you manage to save decently, it's important to know what role those...
Gas Prices Jumped 21% in March. Here's How That Could Raise Your Social Security Benefit Next Year.
5+ day, 16+ hour ago (65+ words) Key Points The cost-of-living adjustment for Social Security last year was 2. 8%. Thanks in part to rising gas prices, It may top 3% or even 4% for 2027. We...