3+ week, 23+ hour ago   (547+ words) If the bad news is that members of Generation Z can’t afford to buy a house until they are middle-aged — which isn’t really bad news, honestly, but anyway — then the good news is that at least they are investing their…...

4+ week, 1+ day ago   (531+ words) By CHRISTINE BENZ of Morningstar Many aspects of retirement planning are the subject of hot debate, even among experts. Here are three tricky decisions that confront people planning retirement today. It’s impossible to say at the outset of retirement what…...

2+ mon, 22+ hour ago   (199+ words) The need to reform Social Security — to keep by far the most important government assistance program solvent — has long been obvious. Given the long stalemate on this issue, it’s easy to assume that this catastrophe will come to pass. Many…...

2+ mon, 6+ day ago   (464+ words) By Kathryn Anne Edwards See? I told you it was easy to fix. The harder policy conversation is about how to expand and strengthen the program. Social Security is far from perfect — and the self-employed illustrate why. One way to…...

2+ mon, 3+ week ago   (634+ words) For most of my career, if someone asked me what I did for a living, I would simply tell them that I was a mortgage professional. And technically, that’s true. I’ve spent more than twenty-four years helping people buy homes,…...

3+ mon, 3+ week ago   (259+ words) For many homeowners, age 62 is the birthday that makes them eligible for one of the most powerful retirement planning tools available today: an FHA-insured reverse mortgage, also known as a Home Equity Conversion Mortgage (HECM)....

3+ mon, 4+ week ago   (742+ words) Americans who might agree on little else share a common interest in preserving Social Security and Medicare. Nearly all of us are either enrolled in those universal programs or expect to be as we get older. Social Security is far…...

6+ mon, 1+ week ago   (711+ words) I recently came across some data that stopped me in my tracks. Homeowners insurance premiums are up about 28% after inflation, with the biggest increases happening in areas facing wildfire (like Colorado and California) and hurricane risk (like Florida). Now here’s…...

5+ mon, 3+ week ago   (830+ words) Most of us spend decades planning for retirement. We work hard, save in our 401(k)s and IRAs, and hope that when the time comes, we will have enough money to enjoy the years ahead. But today’s retirement landscape is changing…...